After graduating from Oxford, Natalie was called to the Bar in 1998. She has extensive experience in both the public and private sectors in the United Kingdom specialising in high-profile cases involving serious and organised crime, fraud and money laundering.
Consultancy work undertaken in the United Kingdom by Natalie included projects with Deloitte and the Bank of England and has focused on serious fraud prevention, anti-money laundering, Know Your Customer procedures and other compliance-related matters.
Natalie is currently engaged in advising clients working in the insurance and reinsurance sector on all aspects of compliance, anti-money laundering and corporate governance in the Middle East. She is also experienced in handling DFSA Enforcement action. She is currently an outsourced Compliance Officer and MLRO for a number of firms authorised by the DFSA.
Natalie completed the International Compliance Association (ICA) Diploma in Compliance achieving a distinction and has passed the Chartered Insurance Institute P97 Reinsurance Module of the Insurance Diploma.
Before joining HOLT consultancy, Barry worked with locally licensed UAE insurance entities assisting with their compliance requirements for numerous local regulators including the DFSA and Federal Insurance Authority. Prior to that he was a consultant with a DIFC based compliance consultancy firm supporting a number of DFSA authorised firms on AML, KYC and compliance-related matters in addition to acting as their outsourced Compliance Officer and MLRO.
Barry has obtained the International Compliance Association (ICA) Diploma in Compliance, the Advanced Diploma in Insurance (ACII) from the Chartered Insurance Institute and holds a Bachelor’s degree in Chemistry and Management.
She holds a Bachelor's degree in Commerce and has professional certifications in Compliance and Anti Money Laundering including a Certificate in IF1 - Insurance, Legal and Regulatory and I11 Introduction to Risk Management from the Chartered Insurance Institute.
Flora began working in the DIFC in 2012, before joining HOLT consultancy in 2017.
Prior to joining HOLT consultancy, Flora worked for another consulting firm in the DIFC where she established (re)insurance companies and assisted with the licensing process, before becoming an internal and outsourced Company Secretary, and an outsourced Compliance Officer, MLRO or deputy MLRO for several firms, with a focus on the insurance sector. Throughout her time in the UAE, Flora has also gained experience in running Compliance gap analysis projects, redemption projects and Corporate Governance analysis.
Flora has worked with Global insurers, reinsurers and TPAs in both a Compliance and Project Management capacity, running complex Legal and Compliance projects internally and for business partners and clients.
Flora graduated with an Honors degree in History and English Literature from the University of Reading and successfully passed, with a Merit award, the International Compliance Association (ICA) Diploma in Compliance.